All calculations are only estimates and should not be used as a definitive indication of your entitlement to benefits or tax credits.

If our IntoWork Calculator indicates that you are entitled to claim in work benefits, you must contact the relevant agency (your local authority, the Department for Work and Pensions or HM Revenue and Customs) to obtain accurate figures. We recommend that you should also contact them to check your entitlement even if our IntoWork Calculator indicates you are not entitled.

The information on this site applies to social security arrangements in England, Wales and Scotland. If you live in Northern Ireland you are governed by separate legislation and should contact the Department for Social Development to check your entitlement.

The web content and material relating to information, products and services (or to third party information, products and services), is provided ‘as is’, without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. The information provided by Off the Streets and into Work (OSW) is not legal advice.

If our IntoWork Calculator indicates that you are entitled to in work benefits and upon application to the relevant agency you are not awarded benefits (or are awarded benefits at a lower rate than we have estimated) we recommend that you seek further advice from one or more of the organisations listed on the Community Legal Service’s Community Legal Service Direct website.

OSW does not warrant that the functions contained in the material contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy, reliability of the materials. In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damages whatsoever arising from use or loss of use of, data or profits arising out of or in connection with the use of the IntoWork Calculator.

OSW does not accept liability for any loss, damage or injury of any kind resulting from a defect or inaccuracy in the information or code in the material contained within the pages of external Internet sites to which it facilitates access, or is accessed from. References and links to any such sites should not be taken as an endorsement by OSW of opinions expressed or services provided at those sites.

Effort has been taken to ensure the accuracy of the original material produced by the IntoWork Calculator and contained within the pages of this website. This material is regularly reviewed and is subject to alteration from time to time. However as legislation can change it is always a good idea to seek expert advice on your personal situation. For information and advice on your benefits or tax entitlement you should get help from one or more of the organisations listed on the Community Legal Service’s Community Legal Service Direct website.

WITHOUT LIMITING THE FOREGOING, OSW SHALL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF THIS AGREEMENT, IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE.

EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY.

The IntoWork Calculator content is the sole property of OSW and is protected by copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, OSW-owned content received through the site may be downloaded, displayed, reformatted and printed for your personal, non-commercial use only.

You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, circulate or reverse engineer the content received through the site to anyone, including but not limited to others in the same company or organisation, without OSW's express prior written consent.

This Disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising under this Disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Acknowledgement is given to any textual content that may be considered © Crown copyright (Department for Work and Pensions and HM Revenue and Customs), although all rights are reserved with respect to design, on-line benefit calculations and overall functionality of the site.